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PRIVACY POLICY

TakeOverPayment.comSM understands that privacy concerns are of the utmost  importance when it comes to the use of your personal information. We collect  the information necessary to respond to your requests for products and  services. The following discloses our information gathering methods and  practices for this website: Our site's qualification form may require users to  give us information such as your name, address, phone number, e-mail address,  social security number, employment, income, credit history and other financial  information. This information gathering procedure allows TakeOverPayment.com to find you a lender that  best meets your borrowing needs and is forwarded to the dealer/lender. We may  use your customer contact information that you provided from the qualification  form to send you additional information about our company and other promotional  materials and programs from some of our partners. The customer's contact  information is also used by us and a designated dealer/lender to contact you  when necessary. You may opt-out of receiving future mailings; see the opt-out  section below. This site contains links to other sites. TakeOverPayment.com is not responsible for the  privacy practices or the content of such websites.

Information We Collect  In order to ensure that consumers get the very best service, TakeOverPayment.com collects  demographic information, web pages visited and other consumer-volunteered  information from sources such as forms, survey information and/or site registrations. TakeOverPayment.com also  collects information from auto loan applications including name, zip code,  phone number, e-mail address and certain finance and credit-related  information. Gathering this information helps TakeOverPayment.com to identify our customers  and manage our customer relationships. It also assists TakeOverPayment.com in the development or  referral of products and services that we believe will meet the continuing  needs of our customers. Collected information is also used to improve the  content of our Web site, customize the content and/or layout of our Web site  for individual users, and members of our auto dealer network to contact you for  follow-up information to their auto loan application and/or for marketing  purposes. Auto loan information is used to route requests to our auto dealer  network, fulfillment and marketing partners and to contact consumers. By  submitting an application, you agree that a member of our auto dealer network  can contact you by phone at the numbers you've provided to discuss your  application.

Who Owns the Auto Loan  Application Data?  Once it is received in our database, auto loan information, including your  name, e-mail address, home address and financial/credit status information  becomes the property of TakeOverPayment.com. This  information is passed on to our dealers, fulfillment and marketing partners and  affiliates for completion of the loan. Once one of these entities receives this  information, it becomes the subject to their respective privacy policy, in  addition to TakeOverPayment.com. Our  accredited dealers use this information to process your purchase request and  provide valuable services. Any request to opt out of future dealer  communications must be made directly to the dealer.

Personalization
TakeOverPayment.com offers  its users the advantage of personalization on our Web site by using cookies.  Web site personalization provides our customers with a more convenient online  experience and is at no given time used to track information or retrieve data  from your hard drive. Cookies Cookies are pieces of information that a web server may transfer to your  computer through your web browser. When this information is stored on your  computer, our system is able to recognize your browser and in turn customize  web page content for you. We will not use any cookies to retrieve data from  your hard drive or obtain sensitive information about you. When a cookie is  set, your browser will check it for length, an expiration date, and where it  originated. Only TakeOverPayment.com can  access the cookies that we set. You can decide if and how your computer will  accept a cookie by configuring your preferences or options in your browser.  However, if you choose to reject cookies, you may not be able to use certain of  our online services or website features.

Tracking Pixels
TakeOverPayment.com uses  clear GIF Tracking pixels to track user movement through the site for  aggregated site traffic metrics. In addition, some TakeOverPayment.com affiliates set tracking  pixels on our web pages to track completed auto loan requests referred by their  websites.

Information We Share  With Others  
If you provide us with your name and mailing address, we may decide to make it  available to other companies that wish to tell you about their products. (See  below if you prefer that we not share this information). We may segment the  information into groups of customers who have bought similar amounts and types  of products, but we will never provide details that are specific to a single customer  or household. Of course, if there is any information that we are legally  required to provide to government agencies, credit reporting agencies or to  prevent fraud, we will comply with our legal obligations. Occasionally, when TakeOverPayment.com does not  have a partner dealership available in a specific area to assist our consumers,  we may forward your request for information to another reputable auto loan  network. In such a case, you will become subject to the security and privacy  policies that are posted on the associated website and if you wish to do so,  you will have to opt out of disclosure through the associated website.

Viewing pages at TakeOverPayment.com  
If you browse through our Web site without entering any personal data, we will  gather and store certain information about your visit. This information does  not identify you personally and cannot be linked back to you unless you decide  at some point to identify yourself. If you are only browsing, we collect the  following information: IP address, the type of browser and operating system  used to access our site, the date and time you access our site, the pages you  visit (click-through), and if you linked to our Web site from another Web site,  the address of that Web site.

Security
TakeOverPayment.com  understands the importance of security for our consumers. When applicable, we  use the latest SSL (Secure Socket Layer) 128bit encryption technology to  protect sensitive personal or financial information during transmission. This  allows your personal information to be submitted in a secure environment while  reaching the intended parties. An SSL-capable web browser is needed to support  this encryption technology. Netscape Navigator 4.6 or higher or Microsoft's  Internet Explorer 4.01 or higher will support SSL technology. To verify that  you are on a secure web page in Netscape Navigator, right-click while your  cursor is on the form (not the border) and select "view Frame  information" in Netscape Navigator. To view security certificates in Internet  Explorer, click Internet Options on the View menu in the browser and then the  Content tab. In the Certificates area, click the Personal, Sites, and  Publishers buttons to view the current certificates.

We Do Not Intend To  Collect Data From Children  
The information and services provided by TakeOverPayment.com, our affiliates, sponsors,  and advertisers are not intended to be viewed by children (under 18 years old).  No information collected from children is knowingly used for any marketing or  promotional purposes whatsoever, either inside or outside TakeOverPayment.com.

How to Request that Your  Information Not Be Shared  
Many customers appreciate receiving information and offers about products and  services that may be of interest and value to them. However, at TakeOverPayment.com, we  recognize that it's your choice. If you prefer that we not disclose any  nonpublic personal information about you to any nonaffiliated third parties,  you may opt out of those disclosures, that is, you may direct us not to make  those disclosures (other than disclosures permitted by law). It generally takes  up to thirty (30) days before your request becomes effective. If you do not  want us to share any information that you have provided to us or that we have  gathered, please let us know by e-mailing us through the link below. Please  include your name, address, and other identification information, such as your  application number. Your request will apply to any of the information we have  obtained in any transaction, such as your application. An opt-out request by  any party on a joint account will apply to all parties on the joint account. If  you have any other questions or concerns regarding your privacy at TakeOverPayment.com, or wish  to opt out of disclosure of your information, you may contact our privacy  department by sending an email to privacy@TakeOverPayment.com.

Other Companies'  Policies May Differ  
Except as otherwise expressly included in this Privacy Policy, this document  only addresses the use and disclosure of information we collect from you. If  you disclose your information to dealers or other parties that you are placed  in contact with through our site or other sites throughout the Internet,  different privacy policies may apply to their use or disclosure of the  information you disclose to them. Since TakeOverPayment.com does not control the  privacy policies of third parties, you are subject to the privacy policies of  that third party and we encourage you to read their privacy policies or ask  questions before you disclose your personal information to others.

Your Acceptance of These  Terms
By using this site and providing us with your information, you agree to the TakeOverPayment.com Privacy  Policy. If you do not agree to this policy, please do not use our site. We  reserve the right, at our discretion, to change, modify, add, or remove  portions of this policy at any time. Please check this page frequently for  changes. Your continued use of the TakeOverPayment.com site means you accept  those changes. You can e-mail us with any further questions you may have.

Thank you for visiting TakeOverPayment.comSM!

This Privacy Policy Last  Modified January 30, 2019.